13th June 2007
The importance of independent research and advice
Whenever you read the financial section of any newspaper or business magazine, you will
often see advertisements for financial products. But how do you know which product to
Two ways to help you make a sensible choice are independent research about the product and
independent financial advice.
No matter what a fund manager claims about their products in their advertisements, you
should have an independent opinion about the product to help you make your choice.
For the last two years, La Trobe has obtained an independent rating for the Pooled
Mortgages Option within the La Trobe Australian Mortgage Fund. We were pleased by the
first rating of the Fund in March 2006 by Property Investment Research Pty Ltd (“PIR”),
which awarded the Fund four stars out of a possible five stars for the Pooled Mortgages
PIR has now confirmed the four stars rating in an update report dated June 2007.
PIR is a leading Australian independent research house that specialises in the property and
In awarding the Pooled Mortgages Option four stars, PIR reviewed the Fund’s performance
against eleven separate criteria. These criteria include the day-to-day management of the
Fund, loan assessment, historical investment performance and arrears management, and the
four stars rating represents a weighted assessment by PIR of the Fund’s performance against
all eleven criteria with regard to the Pooled Mortgages Option. We apply the same
disciplines in managing the other Investment Options in the Fund that we do in managing the
Pooled Mortgages Option.
You can find PIR’s latest report on our website at
As well, unless you have considerable experience in investing, it always pays to obtain
independent advice from a qualified professional financial advisor. Your advisor can help
you decide which investment strategy is best for you to achieve your financial goals, and
having developed your investment strategy, you will then be in a position to choose the
financial products that are most suitable for you.
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Head of Funds Management
t +61 3 8610 2811
Chris Andrews is the Head of Funds Management for the La Trobe Group and has responsibility for the La Trobe Australian Mortgage Fund.
Read full profile here.
La Trobe is one of Australia's leading independent specialist mortgage Financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australia's largest Mortgage Funds under AFSL 222213. It employs over 115 staff and has raised over AUD$10Billion to assist over 100,000 customers since inception in 1952.
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