4th June 2009

Why use La Trobe to borrow money?

  • Fast Approval (On-The-Spot)
    We can often tell brokers or borrowers, On the Spot whether the application for a Mortgage Loan has been approved.

  • Flexibility
    La Trobe Financial is accepted as the leading player in the non-Bank lending space in Australia. We are not a 'tick the box' type lender, but will consider all of a borrower's personal circumstances fairly and compassionately. Borrower's can also choose the length of their loan that best suits their needs, with our flexible repayment schedules up to 40 years.

  • Approachable & Reasonable
    We specialise in mortgage loans for any reasonable purpose and helping people with debt consolidation. So if borrowers need a mortgage loan from as little as $10,000 up to $5 million, or simply need to get their debts under control, we can help.

  • Fixed or Variable Repayments (ability to switch)
    Borrowers can fix their loan repayments for up to the first 5 years of the loan, so they will always know what their repayments are. This makes it much easier for borrowers to budget. They will have the option to re-fix thereafter or simply take out a low variable rate from the beginning.

  • Make Extra Repayments and FREE Redraw - even on Fixed Rates
    We provide a free redraw service for repayments received ahead of schedule, even on Fixed Rate loans.

  • Simple Application Process
    Borrowers can fill out our 2 page Application Form today. It only takes 15 minutes to apply for a Mortgage Loan at La Trobe Financial; it's that simple. And if borrowers need a hand completing the application, just ask one of our friendly staff - they'll be happy to help.

  • Personal Service - No answering machines - No queues
    You won't be talking to an answering machine at La Trobe Financial. With La Trobe representatives across Australia, and our 1800 707 707 National Mortgage Hotline open 8am to 6pm Mon-Fri, you will be personally assisted with your Mortgage Loan application from start to finish. Simply call - no need for an appointment. Speak to any of our national sales team shown here.

Best regards
Iain Pepper




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Iain Pepper
Head of Lending

Iain Pepper is a Vice-President and the Head of Lending for the La Trobe Group.Read full profile here.








La Trobe is one of Australia's leading independent specialist mortgage Financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australia's largest Mortgage Funds under AFSL 222213. It employs over 145 staff and has raised over AUD$10Billion to assist over 100,000 customers since inception in 1952.

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IMPORTANT: This message, together with the La Trobe Financial website (www.latrobefinancial.com.au) and all its contents have been prepared for general information only and should not be taken as legal or financial advice, and as such the specific needs, investment objectives or financial situation of any particular user have not been taken into consideration. Individuals should therefore talk with their financial planner or advisor before acting on any information present on this message or the La Trobe website. La Trobe Financial Asset Management Limited ABN: 27 007 332 363 and AFSL No: 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make any investment decision. You can get a copy of the PDS by calling 1800 818 818. You should consider carefully whether or not investing in the Fund is appropriate for you. (1) The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund, and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. (2) The rating report is available on the La Trobe website or upon request. The rating is only one factor to be taken into account in deciding to invest. (3) Withdrawal rights are subject to liquidity and may be delayed or suspended. (4) Rates (where shown) are indicative and for information purposes only and must be confirmed by your La Trobe loan manager upon formal application. Rates are subject to change. Please refer to http://www.latrobefinancial.com.au for full comparison rate schedule