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AppForm21 June 2010

Tips To Speed Up Approvals!

At La Trobe, we understand that time is money, so we thought we'd give you some hints and tips to ensure your applications progress as quick as possible.

AppFormWe have found that by increasing the quality of the information provided upfront, turnaround times reduce and you get your approvals quicker!

If you can provide the following upon submission, your Application will progress faster:

  1. Covering Notes
    Supply covering notes along with the application to assist underwriters confirm:
    • What is the purpose of the loan?
    • How will the loan benefit the applicant?
    • Is there anything we should know upfront about the application (default explanations etc)?

  2. Fully Completed La Trobe Application Form
    AppFormPlease ensure that the applicants have completed all the sections in the application form. This removes the need to clarify missing information which often results in delays. Click image to download.

  3. Full-Doc Applications
    Provide letter from applicants employer if PAYG, and:
    • 2 most recent payslips; OR
    • 2 most recent Tax Assessment Notices.

  4. Express (Lite-Doc) Applications
    Please ensure that both the
    Borrower Repayment Declaration and
    Accountants Certification are supplied.
    Both can be downloaded from our webpage or click the links above.

  5. Purchase Applications
    Please provide the following:
    • Contract of Sale;
    • Proposed settlement date;
    • Solicitor/Conveyancer details.

  6. Refinance Applications
    Please provide the following:
    • 6 months loan conduct on debts to be refinanced (existing lender).

We're sure you'll find these tips useful, and will hopefully improve turnaround times on your applications.

Please call our experienced underwriters direct on 1800 707 707 or your local BDM to discuss how we can help you and your clients further.

Best Regards
La Trobe Lending Services

AdviserEdge      S&P


La Trobe is one of Australia's leading independent specialist mortgage Financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australia's largest Mortgage Funds under AFSL 222213. It employs over 115 staff and has raised over AUD$10Billion to assist over 100,000 customers since inception in 1952.

Copyright 2010 La Trobe Financial. All rights reserved. No portion of this may be reproduced, copied, or in any way reused without written permission from La Trobe Financial. Disclaimer
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Greg O'Neill
Chief Executive Officer
03 8610 2801
Brian Ford
Chief Operating Officer
03 5177 1626
Iain Pepper
Head Of Lending
03 5177 1767
Daryl Hill
National Relationship Manager
0408 566 524
Bev Christou
Lending Operations Manager
03 5177 1643
Cory Bannister
Portfolio Manager
0438 637 491
Craig Robertson
National BDM
0447 599 664
BDM - Regional Victoria
0408 566 518
Janelle Barnes
0409 435 559
0421 029 691
Bob Layh
Credit Manager Fund
03 8610 2827
Toby Owen
0421 029 687
Steve Lawrence
03 8610 2816
Darlene Musgrove
Credit Manager
03 5177 1670
Andrew Mercer
Underwriting Manager
03 5177 1652

La Trobe Head Office
Level 25
333 Collins St
Melbourne VIC 3000
Ph: 1800 707 707

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IMPORTANT: This message, together with the La Trobe Financial website ( and all its contents have been prepared for general information only and should not be taken as legal or financial advice, and as such the specific needs, investment objectives or financial situation of any particular user have not been taken into consideration. Individuals should therefore talk with their financial planner or advisor before acting on any information present on this message or the La Trobe website.

La Trobe Financial Asset Management Limited ABN: 27 007 332 363 and AFSL No: 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make any investment decision. You can get a copy of the PDS by calling 1800 818 818. You should consider carefully whether or not investing in the Fund is appropriate for you.

(1) The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund, and may achieve lower than expected returns. Investors risk losing some or all of their principal investment.

(2) The rating report is available on the La Trobe website or upon request. The rating is only one factor to be taken into account in deciding to invest.

(3) Withdrawal rights are subject to liquidity and may be delayed or suspended.

(4) Rates (where shown) are indicative and for information purposes only and must be confirmed by your La Trobe loan manager upon formal application. Rates are subject to change. Please refer to for full comparison rate schedule

Research Ratings are subject to change. To view the latest research information please visit or Ratings issued by Adviser Edge Investment Research AFS Licence No. 236783 and Standard & Poors Information Services (Australia) Pty Ltd AFS Licence No. 258896 are solely statements of opinion and not statements of fact or recommendations to purchase, hold, or sell any securities or make any other investment decisions. The ratings are only one factor to be taken into account in deciding to invest. Research Houses receive a fee from La Trobe for rating the product. The Adviser Edge rating is generally a measure of the rated entity's capacity to meet its repayment obligations in all market circumstances. ** 3.5 star rating out of a possible 5 star rating indicates that Adviser Edge believes that La Trobe has performed in line with its peers and exceeded its peers on some fronts.*** S&P rating of 3 out of a possible 5 stars indicates that Standards & Poor's has conviction that La Trobe can generate risk adjusted product returns in line with relevant investment objectives and relative to peers.