04 June 2012

Exceptional service begins with exceptional people.

That’s why La Trobe Financial is delighted to offer you our very best:

Daryl National Relationship Manager

Daryl Hill has served with La Trobe Financial for over thirty years. Previously employed with Commercial Banking Company (CBC – Sydney) working to the position of Senior Lending Officer. As National Relationship Manager, Daryl complements his day to day responsibilities with the development and distribution of La Trobe Financial’s lending and investment products nationally. He ensures all product referrers are effectively supervised and monitored in the performance of their duties for, and on behalf of, the Group. Daryl is well known throughout the industry, and is always looking to provide prompt follow up to referrer enquiries.

Email   darylhill@latrobefinancial.com.au
Mobile  0408 566 524

Craig National Relationship Manager – Lending

Craig Robertson joined La Trobe Financial in 1998 originally as a senior underwriter in the lending department; after having 7 years' experience with the National Australia Bank. In this time Craig has worked in La Trobe Financial’s lending, settlement and mortgage help departments, as well as also having managed a large private portfolio. In February 2005 Craig transferred to our Head Office in Melbourne to take up a position as State Manager for Distribution Victoria, Tasmania and South Australia. In 2006 Craig left La Trobe to take up a position as a finance manager with a non bank lender. Craig has now re-joined La Trobe Financial as its National Relationship Manager – Lending, based in Melbourne with delegated roles including the overseeing of new customer acquisitions and acting as a conduit between La Trobe Financial’s marketing and credit teams.

Email   crobertson@latrobefinancial.com.au
Mobile  0447 599 664

Suzanne BDM for New South Wales

Suzanne Hemsworth has completed a Bachelor of Commerce (Marketing) and is also a Fellow of the Australian Marketing Institute. She is also a graduate of the Australian Institute of Company Directors and has completed Certificate IV in Workplace Training and Assessment. Suzanne has been employed in several Marketing Management roles, with companies such as Tridon Australia and Benckiser Australia/New Zealand, and also has experience in Product Management and Consulting. Suzanne has outstanding organisational skills, and portrays herself in an extremely professional and competent manner, which contributes greatly to her well developed relationship-building skills.

Email   shemsworth@latrobefinancial.com.au
Mobile  0421 029 691

Janelle BDM for Queensland, Northern Territory & Australian Capital Territory

Janelle Barnes has completed a Bachelor of Commerce and is also a fellow of CPA Australia. Her broad experience includes being a Director of AAL Investments Pty Ltd, running a successful small business accountancy consultancy, and as a Software Development Manager for Solution 6 and Hartley computers. Janelle’s extensive business and financial expertise allows her to achieve tailored customer solutions. Janelle is highly motivated, outgoing and strongly service focused. She also possesses a high level of communication skills and a very professional and ethical attitude towards her work.

Email   jbarnes@latrobefinancial.com.au
Mobile  0409 435 559

Toby BDM for Western Australia

Toby Owen commenced in the finance industry in the UK in 2001 as Business Development Manager with the Virgin Group, and later with The Royal Bank of Scotland. After three years, Toby spent time employed by Norwich Union and later as a Business Development Manager with Freedom Finance. Toby joined La Trobe Financial in March 2005 as a senior underwriter in the lending team and has been based in Perth as Business Development Manager since January 2007. He holds a Class B Finance Broker’s Licence. Toby’s extensive credit and underwriting experience gives him the ability to give brokers answers ‘first hand’ to their loan enquiries.

Email   towen@latrobefinancial.com.au
Mobile  0421 029 687

Michelle BDM for Victoria

Michelle Bannister commenced employment with La Trobe Financial in 1996, and for over 16 years, Michelle has displayed the highest level of customer service and has formed many strong relationships with a variety of people, which resulted in Michelle being nominated for the MIAA Relationship/Business Development Manager of the year in 2006. Michelle began in La Trobe Financial’s accounting team and moved through the customer retention and mortgage help desks; gaining vast experience and knowledge before settling within the lending department. Michelle has dealt with all things lending for the past 11 years, including writing and approving loans, liaising with various financiers, gaining a Diploma in Mortgage Lending, and more recently excelling in a sales role as one our Business Development Managers, and was a finalist for BDM of the year at the 2011 MFAA Awards.

Email   mbannister@latrobefinancial.com.au
Mobile  0408 566 518

As we’re sure you are aware, La Trobe Financial offers a broad range of financial services, including an award winning mortgage fund. All of our BDMs can help answer your questions but we would like you to meet our specialists in mortgage fund investing:

Jarrod National Relationship Manager – Investing

Jarrod Mizzi joined La Trobe Financial in the position of Business Development Manager in May 2009. Jarrod began his career in the finance industry at AXA Australia in their Summit Master Trust area. At Summit Jarrod spent 5 years developing a broad understanding of the Financial Planning and Funds Management Industry and the technical aspects of Superannuation, SMSFs, Pension Plans, Margin Lending and Cash Management Trusts. In 2005, Jarrod travelled to the UK, where he worked for Citigroup Global Operations for two years in Edinburgh; and spent one year on the trading desk with Deutsche Bank in London where he gained valuable experience across the global financial markets. Now back home, Jarrod is channelling his enthusiasm and market knowledge into the development and continued success of the La Trobe Australian Mortgage Fund.

Email   jmizzi@latrobefinancial.com.au
Mobile  0417 114 202

Jason BDM for Investing

Eren Myers joined La Trobe Financial in August 2011. Eren has completed a Diploma, and Advanced Diploma in Financial Services (Financial Planning). Prior to La Trobe Financial, Eren was a lawyer with Minter Ellison, where he practised taxation law, commercial litigation and property law. Eren transitioned from law to finance with the objective of working closely with clients in the finance sector, and developing strong and longstanding relationships. Eren is a passionate team player who delivers results. He utilises his legal and technical skills, and applies his cognitive ability in understanding complex matters to assist clients achieve effective solutions.

Email   emyers@latrobefinancial.com.au
Mobile  0409 419 039

These BDMs and National Relationship Managers are part of our Australian Team of 125 staff providing seamless services to clients across the nation.

Best regards

Iain Pepper

Your "lender of first choice"


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Iain Pepper
Head of Lending

t  +61 3 5177 1767
e  ipepper@latrobefinancial.com.au

Craig Robertson
National Relationship Manager
0447 599 664
Daryl Hill
National Relationship Manager
0408 566 524
0409 435 559
0421 029 691
0421 029 687
0408 566 518
Steve Lawrence
Head of Commercial Lending
03 8610 2807
Cory Bannister
Head of
0403 361 026
Darlene Musgrove
03 5177 1670
Andrew Mercer
03 5177 1652
Mercy Bvirakare
03 5177 1607
Jimmy Mc Grath
03 5177 1660
Luke Jones
03 8610 2816
Mark Stratton
03 8610 2832
Melissa Greenwood
03 5177 1798
David Ladd
03 5177 1770
Katie Paulet
03 5177 1718
Linda Gorski
Asset Retention
03 8610 2817
Phil Wilson
Asset Retention
03 5177 1656

La Trobe is one of Australia's leading independent specialist mortgage Financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australia's largest Mortgage Funds under AFSL 222213. It employs over 145 staff and has raised over AUD$10Billion to assist over 100,000 customers since inception in 1952.

Copyright 2010 La Trobe Financial. All rights reserved. No portion of this may be reproduced, copied, or in any way reused without written permission from La Trobe Financial. Disclaimer

^All loan applications are fully assessed to ensure the loan is not unsuitable and that we meet our responsible lending obligations. All defaults are considered in our responsible lending assessment. All features and interest rates are current as at the date of publication. This message, together with the La Trobe Financial website (www.latrobefinancial.com.au) and all its contents have been prepared for general information only and should not be taken as legal or financial advice, and as such the specific needs, investment objectives or financial situation of any particular user have not been taken into consideration. Individuals should therefore talk with their financial planner or advisor before acting on any information present on this message or the La Trobe website. La Trobe Financial Asset Management Limited ABN: 27 007 332 363 and AFSL No: 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make any investment decision. You can get a copy of the PDS by calling 1800 818 818. You should consider carefully whether or not investing in the Fund is appropriate for you. The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund, and may achieve lower than expected returns. Investors risk losing some or all of their principal investment.

La Trobe Financial Services Pty Limited - Australian Credit Licence Number: 392385
La Trobe Financial Asset Management Limited - Australian Credit Licence Number: 222213